Understand the value of professional advice!
A financial plan can help you achieve your goals but make sure you are getting your advice from a professional: someone who is qualified, understands you and your goals, and has demonstrated the competence and ethical judgment required to take on the responsibility
of helping you build your financial future.
Talking about your finances is a very personal thing. You need to be able to build a relationship with an advisor you can trust; one who understands your unique situation and goals, and who can work with you over time to accomplish them.
You also need to be open and honest with your planner.
If you hold back and don’t give them the relevant financial information, they can’t build you an effective plan.
"Financial planning, involving some of the most important issues in your life, is a deeply personal service and requires a solid, trusting relationship."